Consumer Credit Purchase: Consolidate all your credits into a loan

Discover Manon’s testimonial on the purchase of Conso credit

Discover Manon

Manon is 25 years old, single, works in a town hall, she also owns an apartment in Lille for 2 years in the old neighborhoods. The condominium has recently planned renovations to the facade of his building. The amount relating to his participation is relatively high. Her savings and income do not allow her to pay the bill in cash, and she already has a consumer loan recently taken out to finance her move and installation. What solution has she found to pay this expense? The purchase of credit conso. Discover his testimony and his customer experience with Pre-Finance.

I need to borrow again, but I already have a loan in hand and I want to keep my financial balance

I need to borrow again, but I already have a loan in hand and I want to keep my financial balance

“I was lucky enough to become a young owner of a small apartment in the city center of Strasbourg, thanks to a personal contribution and the help of my family. It is very well located so that I can do everything on foot (going to work, shopping, going out, etc.). I realize a lot of savings on my transport budget! But at the last general meeting of condominiums, I learned that the budget “facelift” had been voted and I discovered the amount that is allocated to me for my contribution as a co-owner. It’s a budget of more than 6,000 €!

A nice little amount for me who follows alone and already repays a loan. I have indeed taken out a personal loan recently to help me finance the costs related to my move and my move (purchase of furniture, high-tech equipment, appliances and kitchen). This job but it’s all my first job so my income is not enough for the moment to assume a second monthly payment. I have long wondered what to do, because my participation in this work is obviously mandatory and I have to pay this bill quickly. The problem is that my current income, my economic and personal situation do not allow me to commit to a second refund with a monthly news. A person in my entourage who experienced a similar situation advised me to call Pre-Finance because it had been proposed the purchase of credit conso “.

The purchase of credit conso allowed me to have a single monthly payment and consolidate my 2 credits!

The purchase of credit conso allowed me to have a single monthly payment and consolidate my 2 credits!

“I followed the advice of my friend and I met an advisor in agency, to whom I exposed my situation. He confirmed to me that the purchase of consumer credit was the best financing solution. I quickly understood the interest of this system which allows me to gather under a single contract of engagement my current loan and my request for financing works to regulate my part as co-owner. Pre-Finance will take care of the administrative procedures to consolidate my current loan and my new request (according to the law). This is a pool of credits that allows me to repay a single monthly payment. It simplifies the management of my budget “.

With the consolidation of credit conso, I have a fixed rate for the duration of my loan!

With the consolidation of credit conso, I have a fixed rate for the duration of my loan!

“A single loan to manage instead of two is easier from a financial point of view each month. I only have a monthly payment to honor even if I committed myself for a longer period, I have a fixed rate for the duration of my commitment. In addition, I have only one interlocutor, it’s convenient when I have a question. And if my earnings increase in the short or medium term, I could, depending on my savings, review the monthly amount of the repayment upwards or prepay some or all of my loan according to the conditions in effect “.

Being accompanied by a consumer loan specialist, it changes everything!

Being accompanied by a consumer loan specialist, it changes everything!

“I was not really ready to change institutions, I think it’s always complicated when it comes to money, it’s tricky and it generates a lot of questions. But the counselor was really good. We exchanged a lot, he answered all my questions and I was really more serene. We even carried out a simulated buyback of conso credit and discussed all the terms and conditions of the contract as well as the possibility of subscribing to the borrower insurance.

Everything was framed and clear in my mind at the end of the meeting. This support weighed in the balance and I also had the opportunity to discuss with my friend about her customer experience with Pre-Finance.

After taking all the information I needed, I took the time to think about it and contacted my Pre-Finance advisor to finalize my request for the purchase of consumer credit. Since then, I have received the necessary funds to pay for the renovation of the facade of my building and I reimburse serenely every month a single monthly payment. “

You are also thinking about the purchase of consumer credit to finance a new project while seeking to optimize your monthly payments? You also contact a counselor or go to an agency for more information.

To be well informed before you commit yourself is essential. Feel free to consult the educational website Finance for All, which devotes a specific article to the purchase of credit conso.

Discover our other types of credit redemption

Repurchase of auto credit – Repurchase of credit work – Purchase of personal loan

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